Trupanion Pet Insurance Review, Is Pet Insurance Worth It?

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Let’s face it, we must be prepared for anything in this economy and that includes veterinary bills. In our community, we see dogs as family. Many pet owners are not prepared for sudden expenses out of pocket. If you are a dog owner like myself then having pet insurance is crucial. Unforeseen accidents or illnesses can happen to our pets, and we must be ready to handle it. Having proper pet insurance will give us peace of mind. Today there are many pet insurance companies to choose from, but only a selected few are right on their word and premiums. Here is our community Trupanion pet insurance review.

One of the best pet insurance providers out there is Trupanion. They are a  pet insurance company located in Seattle, Washington that provides affordable pet insurance for your dogs and cats within the U.S, Canada, and Puerto Rico regions. If you are asking yourself, Is pet insurance worth it? I am here to tell you; pet insurance is worth it, especially if your dog came with no health guarantees. By health guarantees, I mean reputable breeders will offer health guarantees to the buyer for genetic conditions such as hip dysplasia and elbow dysplasia. A reputable breeder will also guarantee coverage for any other genetic conditions a specific breed can inherit. However, even breeder health guarantees can only go so far. They will not cover injuries or illness. It is also important to note that if you adopted a puppy or dog, your dog would not come with any health guarantees.
Trupanion Pet Insurance Review

Trupanion Pet Insurance Review

Here are a few reasons why Trupanion sticks out from the rest and why they are the pet insurance provider of my choice. Firstly, Trupanion doesn’t raise premiums unexpectedly just because your dog is aging. They also do not make you renew your policy every year. Trupanion understands that dog owners do not have control over their pets sickness; therefore, they do not raise your premiums due to a claim.

Trupanion Coverage

Trupanion covers all your dog’s injuries and illnesses up to 90 percent as well as doctor-approved euthanasia. They will pay for all your dogs qualifying surgeries, meds, and clinic stay. Yes, the diagnostic tests are covered as well. They will also include your dog’s vitamin supplements and medically approved foods. With Trupanion pet insurance, you are not limited to specific doctors or hospitals, and you can choose the veterinarian of your liking. Our canine community can’t say that about many pet insurance providers out there.

What is not Covered in my Trupanion Pet Insurance?

Expected costs such as routine check-ups, spaying or neutering, and parasite control are not covered. Trupanion does not cover preventive care such as rabies vaccine, heartworm pills, etc. Trupanion also doesn’t include conditions that exist before starting their coverage start date. Trupanion will check to see if prior terms which haven’t been present 18 months before enrollment can qualify for coverage.

How Much is Trupanion Pet Insurance?

Trupanion costs vary depending on your dog breed, size, age, and location. Generally, you can expect to pay around $31 monthly. You are free to choose your deductible from as low as fifty dollars to 1000 dollars or none at all. Want your customized quote? It is as easy as visiting and answering a few questions.

Trupanion makes pet insurance for our dogs simple. Many members of our community have positive things to say about Trupanion. They also like the fact that Trupanion pet insurance does not have limits such as per occurrences, per year, etc. Choosing the right pet insurance for your dog’s doesn’t have to be cumbersome anymore. I hope you enjoyed my Trupanion pet insurance review, make it a priority today to get health coverage for your dog or cat.